I have never claimed to be a know-it-all when it comes to fishing. I do, however, have enough knowledge on bass fishing to be able to make myself look smart to someone that has no knowledge on fishing

However, today while driving down the road and talking about fishing, my wife asked me a question that I had no answer for. She was happy that she found something that I did not know about...I was upset that I really had no knowledge about where bass would be in a large river in the winter time. I didn't stay upset for long, I told her someone on this site would be able to tell me and I would get back to her.
So, what I know is that they will be deeper where the warmer water is, but they do not like to be in current. I even read somewhere that cold water and current could kill bass. So, are bass in back water areas? Are they in the main river? Are they in the main river's tributaries, or are they in the backs of creeks in deep holes? I need to know this so my wife will get off my butt. As I am typing this, she is picking on me because I "don't know everything about everything."
So you have some more information, I live in Kentucky where the Ohio and Kentucky Rivers meet, and right down the road from where the Little Kentucky river flows into the Ohio River. I live in Carrollton where the BFL Tournament is for the Buckeye Division, if that helps any. Thanks in advance for sharing your knowledge to get me out of a bind.