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Author Topic: Boat Insurance Question  (Read 1471 times)

heathmc

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Boat Insurance Question
« on: January 16, 2014, 08:29:39 PM »

Hey guys I need some help.  Got to break my insurance down for my agent to insure my boat.  I have to break it down between the boat, motor and trailer. 

It's a 20' 95 Astro with a 200 Mercury and a tandem axle trailer.

So if I insure it for 8000.00.  How do I break it down?
4000 for the motor
2500 for the boat
1500 for the trailer

Any help would be appreciated. 


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Polaris425

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Re: Boat Insurance Question
« Reply #1 on: January 16, 2014, 08:58:02 PM »

I would only do 1000 on trailer. You want most of it on the motor b/c it's what's gonna cost the most to replace if it's blown or stolen. Or rear ended. In my opinion.
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heathmc

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Re: Boat Insurance Question
« Reply #2 on: January 16, 2014, 09:38:46 PM »

Thanks.  Thats what I'm trying to figure out.
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Mike Cork

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Re: Boat Insurance Question
« Reply #3 on: January 17, 2014, 06:01:55 PM »

Yep good advice. Unless you total it the work that can happen on a trailer is a broken axle which is a couple hundred or a bent folder which you can bend back out
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