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Author Topic: FD is on the move  (Read 3922 times)

FD

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FD is on the move
« on: February 22, 2019, 07:14:26 AM »

I hope.

We’ve been casually looking for a larger house on the water for a year or so now. Last week we found it at Port Hatchineha. On a canal, on Hatch, 15 minutes by water from either Kissimmee or Toho.

The sellers have accepted our offer. Now the battle with the loan processor has begun. If I had a regular J O B with my income it would be a no brainer. However, this is the one instance when being a business owner is a real pain. I’ve had to submit years of both corporate and personal taxes and the waiting game has begun.....

Cue the jeopardy while I not so patiently wait for some goober in a cubicle to decide if I’m credit worthy.


Sent from the end of the paved road...
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Bassinlou

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Re: FD is on the move
« Reply #1 on: February 22, 2019, 07:31:58 AM »

I hope.

We’ve been casually looking for a larger house on the water for a year or so now. Last week we found it at Port Hatchineha. On a canal, on Hatch, 15 minutes by water from either Kissimmee or Toho.

The sellers have accepted our offer. Now the battle with the loan processor has begun. If I had a regular J O B with my income it would be a no brainer. However, this is the one instance when being a business owner is a real pain. I’ve had to submit years of both corporate and personal taxes and the waiting game has begun.....

Cue the jeopardy while I not so patiently wait for some goober in a cubicle to decide if I’m credit worthy.


Sent from the end of the paved road...
All I read is we have a new fishing lake to try out. All kidding aside, good luck Lee.

FloridaFishinFool

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Re: FD is on the move
« Reply #2 on: February 22, 2019, 07:35:19 AM »

I hope it works out for you! I am sure you will love the new fishing waters!
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Words are the exercise for the brain. Words are life expressed... without words we die a slow meaningless death. Silence to the grave is no way to go! So live! Use words! Power of the pen is sharper than any sword! Make it so! Mom said don't surround yourself with idiots! Fly higher than the Eagles... and don't run with the turkeys! Deus Vult!

Deadeye

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Re: FD is on the move
« Reply #3 on: February 22, 2019, 08:32:46 AM »

Hope it all works out as you wish Lee.
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Eternal Optimism. It's what drives me to fish. Next cast is THE cast that will provide the reason why I am here. Big Bass, Small Bass, No Bass-- Everyday and Every Time out learn something. What worked and what didn't and why. In the end go enough days and then, Today is the day that it will all come together and the Fish Gods will smile.

FD

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Re: FD is on the move
« Reply #4 on: February 22, 2019, 09:07:40 AM »

All I read is we have a new fishing lake to try out. All kidding aside, good luck Lee.
It has two covered boat lifts so I’ll be taking reservations as soon as we close


Sent from the end of the paved road...
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Bassinlou

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Re: FD is on the move
« Reply #5 on: February 22, 2019, 09:36:04 AM »

It has two covered boat lifts so I’ll be taking reservations as soon as we close


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Nice!!

Mike Cork

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Re: FD is on the move
« Reply #6 on: February 22, 2019, 09:56:17 AM »

Once I retired we had to do this when ever buying something large for Laurie. I like to get her vehicles in her name to help with her personal credit. 15 years ago when we had big advertisers, UB made money but banks don't believe in websites...

Good Luck, I'm sure they will see that you can handle your own.  :-* ~bb
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Smallie_Stalker

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Re: FD is on the move
« Reply #7 on: February 22, 2019, 11:44:22 AM »

Pulling for you FD. I'll add it to my prayer list that it will all work out quickly.

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FD

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Re: FD is on the move
« Reply #8 on: February 22, 2019, 12:30:01 PM »

Just got our “pre approval” letter from the Credit Union.

Which when you read the fine print says we think we’re going to loan you money but we’re not exactly sure, yet.

At least we’re over hurdle #1


Sent from the end of the paved road...
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zippyduck

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Re: FD is on the move
« Reply #9 on: February 22, 2019, 01:06:39 PM »

Sounds like a great place! Looks like you almost have it worked also. Hoping your dream comes true.
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Bassinlou

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Re: FD is on the move
« Reply #10 on: February 22, 2019, 02:41:04 PM »

Just got our “pre approval” letter from the Credit Union.

Which when you read the fine print says we think we’re going to loan you money but we’re not exactly sure, yet.

At least we’re over hurdle #1


Sent from the end of the paved road...
Moving in the right direction. I'm still trying to figure out what part of the year I should come by and "visit"....

FD

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Re: FD is on the move
« Reply #11 on: February 22, 2019, 03:07:44 PM »

Moving in the right direction. I'm still trying to figure out what part of the year I should come by and "visit"....
Anytime you want brother. You can even bring your wife Rick....


Sent from the end of the paved road...
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Lipripper

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Re: FD is on the move
« Reply #12 on: February 22, 2019, 03:10:14 PM »

Hope it all works out soon for you Lee. It sounds like a great spot to be.
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Bassinlou

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Re: FD is on the move
« Reply #13 on: February 22, 2019, 03:10:25 PM »

Anytime you want brother. You can even bring your wife Rick....


Sent from the end of the paved road...

 lo ~roflmao lo ~roflmao ~beer~

Lipripper

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Re: FD is on the move
« Reply #14 on: February 22, 2019, 03:11:11 PM »

Anytime you want brother. You can even bring your wife Rick....


Sent from the end of the paved road...
~roflmao ~roflmao  ~beer~
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SFL BassHunter

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Re: FD is on the move
« Reply #15 on: February 22, 2019, 06:03:44 PM »



Lol you know Lee I was pulling for ya but now...

Jk good luck and yes Lou will be bringing me along. If he leaves me behind I want a divorce.


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Bassinlou

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Re: FD is on the move
« Reply #16 on: February 22, 2019, 06:16:07 PM »



Lol you know Lee I was pulling for ya but now...

Jk good luck and yes Lou will be bringing me along. If he leaves me behind I want a divorce.


Sent from my iPhone using Tapatalk

Deadeye

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Re: FD is on the move
« Reply #17 on: February 22, 2019, 07:09:20 PM »

Anytime you want brother. You can even bring your wife Rick....


Sent from the end of the paved road...
Hahahahaha
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Eternal Optimism. It's what drives me to fish. Next cast is THE cast that will provide the reason why I am here. Big Bass, Small Bass, No Bass-- Everyday and Every Time out learn something. What worked and what didn't and why. In the end go enough days and then, Today is the day that it will all come together and the Fish Gods will smile.

FD

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Re: FD is on the move
« Reply #18 on: February 28, 2019, 03:42:03 AM »

Another round of documents sent in and the inspections are set for tomorrow.


Sent from the end of the paved road...
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Bassinlou

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Re: FD is on the move
« Reply #19 on: February 28, 2019, 05:35:34 AM »

Another round of documents sent in and the inspections are set for tomorrow.


Sent from the end of the paved road...
One step closer. Congrats.

Deadeye

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Re: FD is on the move
« Reply #20 on: February 28, 2019, 09:53:41 AM »

One more step closer.

Hope it all works out as you wish.

What are you going to do with the current place, Keep and Rent or Sell?
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Eternal Optimism. It's what drives me to fish. Next cast is THE cast that will provide the reason why I am here. Big Bass, Small Bass, No Bass-- Everyday and Every Time out learn something. What worked and what didn't and why. In the end go enough days and then, Today is the day that it will all come together and the Fish Gods will smile.

rchiuz

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Re: FD is on the move
« Reply #21 on: March 01, 2019, 09:22:15 PM »

Best of luck!


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SFL BassHunter

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Re: FD is on the move
« Reply #22 on: March 02, 2019, 03:46:07 AM »

Hey will probably want another 3 rounds of documents including the same crap you already sent in.
When I bought my house I had to switch lenders during the process. Bank was taking too long and because of it kept asking for the same exact paper work just more updating. Bank statements and financial stuff.
Went to another lender and they got it all done quick. Hopefully you went to the quick ones.


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Rods/Reels Dobyns, 13 Fishing, Cabelas Arachnid, Daiwa Tatula CT, Tatula SVTW, Tatula Tactical, Tatula Type R
Florida Bass Fishing

FD

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Re: FD is on the move
« Reply #23 on: March 02, 2019, 04:21:03 AM »

One more step closer.

Hope it all works out as you wish.

What are you going to do with the current place, Keep and Rent or Sell?

The guy I bought it from wants it back to be a rental. 


Sent from the end of the paved road...
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FD

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Re: FD is on the move
« Reply #24 on: March 02, 2019, 04:42:10 AM »

The inspections went well. 2 guys spent 3 hours and only found  a couple of minor things but that was expected.

We signed disclosures and a rate lock in so I think things are moving forward with the Credit Union. They haven’t asked for anything in a few days.

Rick- I’m going with the CU where I have my commercial accounts.  I deal with the regional manager and He’s leaning on the mortgage department so they don’t jeopardize our “deposit relationship”(his words).

When you put 7 figures in a local CU every year for 10 years they really don’t want to piss you off. 


Sent from the end of the paved road...
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