Liability Insurance...?

[longdraw]

Ok, so who insures your tournament rig, what kind of rig, and ballpark on what you pay?

Not sure if I posted on the right board so my apologies in advance, and thanks for your time...

[bass78]

Liability is cheap.. I pay 4.00 per month.. Now my boat is a little older than most.  I have a 1998 16'9" charger with a yamaha 115.  Full coverage is around 15 per month.  For a newer boat it couldn't be much more.

[bass78]

Oh... sorry my State Farm insures my boat.

[longdraw]

Thanks for the replies Bass78. There has to be more feedback around here on this matter>>>   

My rig is an '01 Skeeter ZX 225 w/ Yamaha VMAX 225 purchase price=14K

The quotes I am getting for Liability+Physical Damage have ranged from $850/yr to $450/yr

I have clean driving record and boating experience... 

[Jared LeBlue]

Total replacement will run you abit more but it's worth it. Basically your policy don't depreciate with your boat. My boat is a '95 model and it cost me $16 a month for total replacement. Now I have a friend that just bought a brand new 19 foot Skeeter and his insurance is running him around $400 a year which isn't bad.

[Camden]

i have an even older boat 1981 Venture and total replacement runs me i think about 13 bucks a month

[K2Racing29]

I'm through Shelter with an '06 Legend 21'. Loss, liability, full coverage boat, motor trailer, $100000 liability at that runs $51 a month. That's with $250 deductible. There's property loss on there too. Just don't know all the details off hand. I'm fully covered for loss, damage and theft.


Please do not use Outdoor Hub Mobile, Please find and use TapaTalk for your phone

[Fishingfun86]

I am insured through Progressive Total yearly policy cost me $295 for 100, 000 Liability plus a 7000 personal property to cover electronics and gear.  Total replacement of one year newer equivalant boat if its a complete loss. really happy with them. They also cover fiberglass repair and lower unit repair if i sheer of the lower unit. Many more good things in the policy and you can adjust to fit your needs.  My boat was bought new 2010 Nitro X-5 21000.  there is some theft coverage as well.

[BOATS]

2012 XPRESS H18SS 115 YAMAHA, USAA 250 A YEAR. IF YOUR A VETERAN YOUR ELIGABLE. Thats full coverage by the way.

[Fishingfun86]

2012 XPRESS H18SS 115 YAMAHA, USAA 250 A YEAR. IF YOUR A VETERAN YOUR ELIGABLE. Thats full coverage by the way.

Yeah my insurance is through USAA but progressive is the carrier.  I believe USAA and Progressive have something worked out.  may be different now but thats how it was a year ago.

[BOATS]

Your right, my boat and motorcycle are usaa through progressive, the auto is usaa alone.