We were between fronts, Overcast and cloudy most of the day with sun breaking through at times. I launched from Washington County Park about 0800, water there was 47°. After some scouting of the area I ran up to Big Jacobs Creek. Surface temperature in that area was a solid 49° sometimes inching to 49.7°, water was stained with good visibility. Found some bait, also found some fish but never in the same area. Bait was up in the creek while the fish were scattered off from the points in 10-15' water.
Suspending Jerkbait, spoon, drop shot, suspending crank bait, hair jig, NuTech jig, NuTech SpinJig, NuTech Crazy Jig, all failed to entice a bite.
I fished until 1:30 and called it quits. I talked with two other anglers who returned just ahead of me, they had the same experience. I'm betting things got more lively later in the afternoon.
It's worth mentioning the lake is still a good 12 feet below Summer pool. TVA is currently releasing 1700cfs due to the recent rain.